Rick was graduated from the University of Maryland with High Honors in Economics, and attended the UCLA Graduate School of Economics under a University Fellowship. He has taken additional graduate and extension courses in accounting, planning, taxation and investments.
Rick holds the Chartered Financial Analyst (CFA) designation.
The CFA is granted upon completion of a rigorous series of exams taken over not less than 3 years that are focused on statistical analysis, investment management and securities valuation. The CFA charter is the global standard for institutional-level investment managers.
His investment career started by specializing in municipal bonds at First Interstate Bank in Los Angeles in 1985.
He served as Chief Investment Officer of a private investment firm in San Diego, and as a Managing Director at MBIA, Inc., an S&P 500 company specializing in financial guarantees and investment management. He founded Creekside’s predecessor firm in 2003.
In 1998, the California State Treasurer appointed Rick as a technical advisor to the California Debt and Investment Advisory Commission. Rick also served as an expert consultant to the Securities and Exchange Commission on a landmark securities enforcement case. He has given expert testimony to a California State Senate subcommittee.
He has published over a dozen articles and has given talks and speeches for regional and national audiences. He has taught a number of finance courses for the University of California Extension system.
Rick is a member of the American Mensa Society and the CFA Society. He has served as a board member of the Financial Analysts Society of San Diego.